Auto & Recreational Loans

TruNorth offers great rates on new and used vehicle, RV, boat, motorcycle, and camper loans. We also offer flexible terms and a wide range of add on benefits to fit your needs.

Debt Protection with Life Plus^

TruNorth offers Debt Protection which may cancel your loan balance or payments if the unexpected happens like:
-Involuntary Unemployment
-Disability
-Hospitalization
-Illness
-Loss of life

Guaranteed Asset Protection+

GAP may reduce or eliminate the difference between what insurance will cover and your loan balance if your vehicle is deemed a total loss. GAP also offers benefits like:
– Up to $1,000 towards your insurance deductible
-$1,000 towards a down payment on a replacement vehicle

Mechanical Repair Coverage* (Auto Only)

TruNorth is happy to offer Mechanical Repair Coverage for those times of unexpected repairs. Mechanical Repair Coverage offers benefits like:
-Paintless Dent Repair
-Key Replacement
-24-Hour Roadside Assistance
-Rental Reimbursement

Details

^Your purchase of Debt Protection with Life Plus is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply. Please contact your loan representative or refer to the Member Agreement for a full explanation of the terms of Debt Protection with Life Plus. You may cancel the protection at any time. If you cancel protection within 30 days, you will receive a full refund of any fee paid.

+Your purchase of MEMBERS CHOICETM Guaranteed Asset Protection (GAP), which includes deductible assistance, is optional and will not affect your loan application for credit or the terms of any credit agreement you have with us. Certain eligibility requirements, conditions, and exclusions may apply. You will receive the contract before you are required to pay for GAP. You should carefully read the contract for a full explanation of the terms. If you choose GAP, adding the GAP fee to your loan amount will increase the cost of your monthly payment. You may cancel GAP at any time. If you cancel GAP within 90 days you will receive a full refund of any fee paid. To receive the $1,000 down payment towards a replacement vehicle, you must finance the replacement vehicle with TruNorth Federal Credit Union.

*Mechanical Repair Coverage is provided and administered by Consumer Program Administrators, Inc. in all states except CA, where coverage is offered as insurance by Virginia Surety Company, Inc., in NH, where coverage is provided and administered by Consumer Program Administrators, Inc. dba Consumer Warranty Program Administrators, in TX, where coverage is provided and administered by Consumer Program Administrators, Inc. dba The Administrators of Consumer Programs (TX License #175), in FL and OK, where coverage is provided and administered by Automotive Warranty Services of Florida, Inc. (Florida License #60023 and Oklahoma License #44198051), and in WA, where coverage is provided by National Product Care Company and administered by Consumer Program Administrators, Inc., all located at 175 West Jackson Blvd., Chicago, Illinois 60604, 1-800-752-6265. This coverage is made available to you by CUNA Mutual Insurance Agency, Inc. The purchase of Mechanical Repair Coverage is optional. Coverage varies by state. Replacement parts may be new, used, non-OEM or remanufactured. Be sure to read the Vehicle Service Contract or the Insurance Policy, which will explain the exact terms, conditions, and exclusions of this voluntary product.

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